LEGAL PROTECTION FOR CUSTOMERS AGAINST PENALTY EXEMPTION CLAUSES IN STANDARD AGREEMENTS DURING THE COVID-19 PANDEMIC IN INDONESIA. Citra Justicia : Majalah Hukum dan Dinamika Masyarakat, [S. l.], v. 25, n. 1, p. 1–11, 2024. DOI: 10.36294/cj.v25i1.3893. Disponível em: https://jurnal.una.ac.id/index.php/cj/article/view/3893. Acesso em: 21 dec. 2025.